Merchant Account FAQ

What is a Merchant Account?

A Merchant Account enables you to accept secure, real-time payments at your website.

Software such as a virtual CashRegister provide all of the tools needed to accept secure credit card transactions over the Internet, including real-time authorization, voids, returns, settlement and other payment management capabilities.

How much does a Merchant Accont cost?

We charge a one time $60.00 setup fee to setup and install our portion of the software and configuration.

The Merchant Account provider will charge your bank or credit card processor a separate fee for their setup and service of authenticating your online credit card orders. The costs vary from bank to bank and processor to processor but here is a general break down of what your bank will charge you for the service:

Initial Setup Fee: Anywhere from $400 to $600
Fixed Monthly Fee: Approximately $40.00/month
Per Transaction Fee: Approximately $0.20/transaction

Remember that these are the Merchant Account fees that your bank charges you directly and have nothing to do with the billing from us for your website.

How do I get setup for a Merchant Account?

a) Send an email using the Contact Page specifying that you are interested in getting your website setup to handle credit card transactions. Make sure the email also contains your domain name and the full name and address of the bank where you have your merchant account setup for your business.

We need your bank name and address so that we can verify that your bank is equipped to handle electronic transactions.

b) If your bank does support electronic transactions, then we will reply with an email requesting the customer information necessary to perform the merchant registration.

Once the merchant registration is complete, you will receive an email notifying you of this.

c) At this point, it is then up to you to make sure that the merchant representative at your bank contacts their processor to make the necessary "connections" between your bank.

We have no control over this part of the installation and it is up to the customer to contact their bank representative to have this completed.

d) Once your merchant account is fully active, then we do the final software modifications on our servers to enable your shopping cart software.